OD/CC limit

OD Limit | Overdraft Limit
An overdraft is a borrowing facility linked to your bank account, it is set at an agreed limit and paid over in agreed period. It is ideal for your day-to-day expenses, particularly to see you through cash flow problems. Many Businesses use an overdraft for there working capital, helping them buy stock, pay staff, etc, in order for their business to function.
An Overdraft cost you more than a term loan for a long-term purchase. Also, there could be additional charges if you exceed your overdraft limit and the bank has the right to ask for repayment for the amount you are borrowing at any time. It is important for businesses to monitor spending carefully and not to exceed their limit as it would result in them paying much more then they initially borrowed.

An overdraft is flexible - you only borrow what you need at the time which may make it cheaper than a loan.
You pay interest only for the funds you use.
It's quick to arrange.
There is not normally a charge for paying off the overdraft earlier than expected
Interest will be payable only the days you have used funds.


Door step service
Minimum processing fee
Free personal accident insurance
Bad credit history cases can be considered

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